Excel (Offline) - Singapore NRIC Checksum Calculator (S,T,F,G,M prefixes)

All sales are final. Due to the nature of digital goods, we cannot offer refunds or exchanges once a purchase is completed.

Why We Cannot Offer Refunds:

- Instant Access & Non-Returnable Nature: Digital products cannot be physically returned, and we have no technical means to verify whether copies have been made or retained after download.
- No Revocation/Recovery Possible: Unlike physical goods, we cannot remotely revoke access to or recover digital files once they've been delivered to you.
- Immediate Value Received: You receive the full product immediately upon purchase with no waiting period.

Before You Purchase:

- Please review all product descriptions, features, and system requirements carefully
- Contact us at [support email] with any pre-purchase questions
- Consider trying any available free samples or demos before purchasing

Exceptions:
In rare cases of:

- Duplicate purchases (proof required)
- Failed downloads due to technical issues on our end
- Products materially not as described

...we will work to provide a solution, which may include re-delivery (for technical issues) or a refund (for duplicate purchases).

By completing your purchase, you acknowledge that you have read, understood, and agreed to this no-refund policy.